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Please Read thoroughly to ensure you understand the credit repair process and procedures. Crofton Financial Group is hands-on with your credit repair. We ask within the given program time that our clients: *Do not run your credit for any credit items *Do not apply for any credit item *Do not contact your current debt holders unless advised by your credit repair agent *Do not miss any payments on your open positive credit lines To qualify for credit repair you must 1. a) Be willing and able to pay $150.00 for Consultation b) Be willing and able to pay for your credit repair package in full and on time c) Be willing to commit to 6-8 months of service (your service time may vary, could be less or more) d) Be committed to thoroughly reading and understanding our terms and conditions. e) Be committed to following the instruction of your credit repair agent, as they have your best interest in mind as they work on your credit report. f) Be committed to opening and reading your monthly emails and updates sent from your credit repair agent. *Our consultation and enrollment fees are the most affordable with the extraordinary quality of service that you will receive and the education that we will provide to you. It trumps our competitors. We do not drag out the work, we work diligently and effectively the moment we receive your credit file. We are hands on with our credit repair approach. 2. You must enroll and maintain (as REQUIRED) an online credit monitoring service from one of our preferred monitoring sites (up to $20 monthly) Our company prefers to work with Wells Fargo credit monitoring system (https://www.wellsfargo.com/insurance-identity- theft-protection) Alternatively you may provide us your log in credentials and we will monitor and update your scores as we repair your credit. *Please Note: We do not recommend accepting credit reports or scores from Credit Karma or any other 3rd party monitoring sites that do not provide ALL 3 credit reports and Scores. No EXCEPTIONS. Sorry for any inconvenience this may cause and we sincerely appreciate your cooperation. Thank you 3. Complete our HASSLE free application form below (Join Now Tab). Confidentiality is highly important to us and your information will never be shared or sold. Please note that upon enrolling, you will have to provide your payment details. However you will only be charged upon consultation and following the payment agreement that’s set before credit service begins. What do expect during consultation: During consultation, (up to 1 hour) we will audit your 3 credit reports line for line, while explaining to you what the creditors actually look at on your credit report when determining extending credit to you. We will also verify your personal information and make sure it’s up to date on your credit report. We will answer all of your questions within the allotted time frame and explain your next step. If you need to cancel or reschedule your consultation please be sure to do so 24 hours in advance and directly through the confirmation email that was sent by your credit repair agent. You may also contact us at 832-521- 8664 at least 24-48 hours prior to your scheduled appointment to cancel. This way we do not extend too much time preparing for an appointment that will not happen. Your courtesy in this matter will be greatly appreciated. Once we complete our consultation, if you move forward with one of our credit repair packages, payment is due immediately. Our dispute processes begin the same day of our initial consultation. We will update you monthly via email with your credit results and well as call the number provided on the application. Clients typically start seeing results in as little as 30- 45 days (sometimes more, sometimes less). We guarantee an improved credit report or your money back. BY SUBMITTING THIS FORM, YOU HEREBY ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO OUR COMPANY'S TERMS OF SERVICE (TOS). By submitting this Enrollment Application, you "Agree"to electronic communications regarding our Service Agreement, services rendered, billing, and all things related in this regard. You acknowledge that you have read, understood, and agree with all terms of service (TOS) as listed below. You further understand that the terms of service (TOS) outlined here are a condensed version of our complete Service Agreement (which will be "emailed" to you upon completion of your consultation call) and agree to be bound by these terms as though it were our complete Service Agreement in its entirety. You understand and agree that once you enter your billing information on the next page, you will be liable for any appointment cancellation/administrative fees, consultation fees, outstanding service fees, late fees, collection fees, and any of the like incurred (where applicable). You certify that you are authorized to use the credit / debit card entered on the next page and furthermore, authorize Crofton Financial Group to charge that credit / debit card for any/all fees incurred as a result of applying for our services. Should you have any questions or concerns regarding this page, you understand that you are welcome to contact our customer support team at 832-521- 8664, Monday - Friday, from 8:30am to 3:00pm (Central Time) BEFORE you proceed with the enrollment process. Please proceed below.

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